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Field must be entered
We have created 6 easy-to-follow steps that allow us to gather the information we need to assess your application.
As soon as you've finished you should know if you've been approved. However if we require further details we'll give you a call within 2 hours.
If you have any questions about the process or the information you're asked to provide then give our team of consultants a call on 0800 11 7000 (Mobile callers: +64 9 525 8554).
To be eligible, please confirm that you:
Do not already have a Q Card
Are over 18 years old
Are currently resident in New Zealand with New Zealand Citizenship or Residency
Can provide your current NZ Drivers Licence details for identification. Old style non-photo Drivers Licences are not accepted. If you do not have a Drivers Licence, you may:
Still apply using the
or in-store at participating merchants,
to request a postal application form.
Have read and understood the
Q Card terms and conditions
I meet the above requirements
Enter your application details
You will enter your name, address, personal, employment and financial details.
Assessment and Response
We will assess your application and provide an initial response within 2 minutes If no further details are required, this response will include a decision. Otherwise we will attempt to contact you within 2 hours.
Successful applicants will be emailed instructions and conditions for accessing their credit limit and conditions of use.
Your Q Card will be delivered within 10 business days of completing the identification requirements at one of our participating retailers.
^Q Card lending criteria, terms and conditions and fees apply