Fisher & Paykel Finance's Rate Card

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FISHER & PAYKEL FINANCE LIMITED (the Company)
FIRST RANKING SECURED DEBENTURE STOCK
INTEREST RATES effective 16th January 2012

FIRST RANKING SECURED DEBENTURES
Minimum Deposit	$1,000 - $24,999	$25,000 - $250,000+
On Call	5.00% p.a.	5.00% p.a.
90 days	5.50% p.a.	5.75% p.a.
6 months	6.00% p.a.	6.25% p.a.
9 months	6.50% p.a.	6.75% p.a.
12 months	7.00% p.a.	7.25% p.a.
18 months	7.10% p.a.	7.35% p.a.
2 years	7.20% p.a.	7.45% p.a.
3 years	7.25% p.a.	7.50% p.a.
4 years	7.35% p.a.	7.60% p.a.
5 years	7.45% p.a.	7.65% p.a.

Special rates may be available for deposits of $250,000 or more. For more information call
0800 65 10 10 or email fpf@computershare.co.nz

Investors may choose from the following interest options. Different minimum investment criteria apply.

Term Investment:		Minimum Investment
Paid Monthly	By direct credit on the last business day of each month	$10,000
Compounded Quarterly	Compounded on the last business day of each quarter	$1,000
Paid Quarterly	By direct credit on the last business day of each quarter	$1,000
On Call Investment:		Minimum Investment
Compounded Quarterly	Compounded on the last business day of each quarter	$500

Investments offered by the Company are in first ranking secured debenture stock subject to prior permitted charges (currently none). For a copy of the Company’s prospectus and investment statement click here. Interest rates are subject to change.

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