Financial information

Fisher & Paykel Finance offers offer a range of deposit options at competitive interest rates.

All deposits are secured by first ranking secured debenture stock, secured by way of a first ranking general security interest over the undertaking and assets of Fisher & Paykel Finance Limited and its charging subsidiaries. The security is in favour of a trustee who holds the security interest as trustee for the first ranking secured debenture stockholders subject to the following prior charges:

• Charges given priority by legislation such as purchase money security interests registered under the Personal Property Securities Act and other claims given priority by legislation in the unlikely event of the liquidation of Fisher & Paykel Finance Limited such as liquidation costs, employee remuneration and taxes.
• Prior charges permitted under the Trust Deed (so long as the total borrowing under all such prior charges does not exceed 7.5% of total security assets as defined in the Trust Deed).

As at 11 September 2009 (being the date of the current registered prospectus), there were no such prior permitted charges ranking in priority to the first ranking secured debenture stock.

Please see our most recent Prospectus for further information.