Fisher & Paykel Finance Limited is part of the wider Fisher & Paykel Finance group of companies wholly-owned by the listed company Fisher & Paykel Appliances Holdings Limited. The businesses of Fisher & Paykel Finance Limited’s guaranteeing subsidiaries* are focused on providing competitive and flexible financial products and services to enable consumer and business customers to acquire a broad range of household and commercial products from merchants and commercial dealers. These subsidiaries assist customers to buy the things they want through continuous process improvement, by employing people with the appropriate skills, and by delivering appropriate and affordable financial solutions to its customers. These services have, since 1985, been delivered to a significant number of New Zealand households and commercial customers.

Long-Term Issuer Credit Rating from Standard and Poor’s

The creditworthiness of Fisher & Paykel Finance Limited has been rated by Standard & Poor’s Ratings Service. The NZ dollar long-term issuer credit rating reaffirmed on 30 March 2011 is:

BB Outlook Stable

Further details are available on our Credit Rating page.

Investments offered by Fisher & Paykel Finance Limited are in first ranking secured debenture stock subject to prior permitted charges (currently none). Click here for a copy of our prospectus and investment statement.

*These companies are Consumer Finance Limited and Equipment Finance Limited. These companies have entered into ‘intra-group guarantees’ with Fisher & Paykel Finance Limited in respect of their joint obligation to pay interest and repay the debenture stock and have granted general security interests over their respective assets in favour of The New Zealand Guardian Trust Company Limited as trustee for investors to secure Fisher and Paykel Finance Limited’s liability in respect of all secured borrowings, comprising both secured debenture stock and secured bank overdrafts and bank borrowings.

**If interest is paid or compounded quarterly, a minimum investment amount $1,000 applies. If interest is paid monthly, a minimum investment amount of $10,000 applies. Our secured debentures are first ranking secured debenture stock (subject to prior permitted charges, currently none). Copies of our prospectus and investment statement are available here. Interest rates are subject to change.